Archive for February, 2011

What action shall be taken if finance company deposits my cheque given for security reason?

Saturday, February 26th, 2011

Kavitha asked: I bought a 2 wheeler using finance. They take my money from my bank by ECS method without interruption on monthly basis. Now they have deposited my cheque also given for security reasons . Now i have to run post to pillar to get statements from bank supporting the same and submit it [...]

How to finance a new Mustang with bad credit and low down?

Saturday, February 26th, 2011

Ronaldo Giggs asked: Any ideas? I make good money, nearly 3-4 thousand dollars a month. But I’m self employed and have collections because of past medicals. Does Ford Motor finance people like me? I talk to dealers here and they try to take 3-4 thousand down to switch me to a 2002 escort. Any online [...]

How do we offer finance to our customers?

Saturday, February 26th, 2011

Angelina Ballerina asked: We are a young business designing and building garden rooms. We lose customers who love our buildings because we don’t provide financing. I’ve googled, but companies offering us finance come up. Is there anyone out there who had done this recently for their business, or are you a company which provides this [...]

Where to find free start-up finance spreadsheet to show potential investor eg 3yr revenue projection, etc?

Friday, February 25th, 2011

jane asked: I co-founded a start-up. Business plan is in the work. I still need to work on the financial section. I know I should have a CFO work on it. But I don’t have $$ to pay/hire a CFO. So I get to wear the finance hat too among other roles. Do you know [...]

How does agricultural finance work in the US? Which organizations are involved?

Friday, February 25th, 2011

Rishabh Singla asked: I’m trying to understand how agricultural-finance works in the US, the companies/organizations involved in this, etc. Please help me develop a broad understanding of its structure, key organizations, etc. Thanks so much in advance!

What careers in finance would be benefitted by a legal education?

Friday, February 25th, 2011

jeffreyzwerner asked: What type of careers in finance would be best suites to e filled by a lawyer or law school grad? Investment banking, mergers and acquisitions, securities law…? Also, what do you think of these career paths in such a crazy time, and how in demand do you predict these positions will be in [...]

What is the difference between a finance and a balloon finance?

Friday, February 25th, 2011

zak-civic00 asked: I’m planning on purchasing the all new mercedes benz glk 2010..and when i checked the pricing online the balloon finance is cheaper than the finance. i just want to know what the difference between the 2 deals are.

What is the best way to finance a new Apple Macbook ?

Thursday, February 24th, 2011

dreamthesky asked: I’m set on getting a new Apple Macbook. I’ve heard that financing through Apple or Barclay as it’s called, is horrible. Someone suggested I purchase through Best Buy and finance through them as well. Does anyone have any other suggestions on financing a Macbook or anything to add to Apple and Best Buy [...]

How long can a finance company hold on to equity, legally from my reposessed house?

Wednesday, February 23rd, 2011

DAVID W asked: My ex partner has had our property reposessed. The equity of 90 thousand has been handed over to a finance company at the begining of february this year. It is now alm,ost the end of april and they still have our money. They seem to be stalling so they can gain interest [...]

How quickly can I finance a car after my bankruptcy is discharged?

Wednesday, February 23rd, 2011

Chelsea B asked: We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?